Frontal Damage

[broom broom]

My ex partner borrowed my car yesterday and when i got it back he'd had as he called it " a wee bump" I need a new n/s wing indicator front bumper and wing mirror I just feel like cryin now :(

[mumof4]

Get him to pay for it...if he has insurance..claim on his.You shouldnt have to pay for his accident.Plus..what did he hit??was it another car????if so...you may have a claim against you!.

[broom broom]

well he says it was a post in a car park am too angry to really speak to him to find out much else. It took me a few months and a fare bit of money to get it fit to drive after i took ownership from him he didnt even tell me the kids did!!

[mumof4]

He should still pay...you need to speak to him to find out when he will pay for the damage to be repaired.

[broom broom]

I'll call him when the steam stops coming out my ears!! this isnt gonna be cheap he better have a big wallet :(

[mumof4]

fingers crossed for you then.

[teresa]

hit him where it hurts...... :P

[Guest MATT jr]

sorry to hear that - hopefully it will work out for you,

 

MJR

[Guest gooner52]

sorry 2 here about your galaxy

 

he drove it,he crashed it,he pays

 

hope you get it sorted

 

j

[broom broom]

He says he cant pay :lol: so here i am phoning around breakers trying to find a wing and not being very sucessful out of the 30 breakers i've called only 2 so far have had a galaxy breaking and both have front damage so there no good!!! managed to get a new indicator from ebay for

[mumof4]

He cant pay???????thats a load of croc!!...id get advice.....persue it through the small claims court.You should not have to pay.

[broom broom]

Believe me i won't let it lie but i need to get the car back on the road :lol: I got upset when i seen it I love that car and he hurt it he will pay!!!!

[Guest gooner52]

i 2nd that ,what a total joke the twat

 

im really sorry 2 hear about this

 

if its any help

there are a few people ,breaking mk2`s on ebay

 

j

[mumof4]

Bumper if it can be clipped on should be ok for time being as mine is clipped on after damage.If it is all cosmetic..then it can wait a while.

 

Id be blunting the knife if it was me in your shoes!! :lol:

[broom broom]

the bumper will live and the wing mirror can be salvaged but the wing in bad ;) and the indicator cover is smashed and the things sticking out am gonna go for a wing on ebay that ends tomorrow no ones bidded on it so far so might get it at a reasonable price not the right colour but beggers cant be choosers can always get it sprayed at a later date :lol:

[mumof4]

I hope you keep all reciepts for a future claim on him!!.

[dipsomaniac]

i like the line 'when i took ownership from him'. don't want to sound too harsh but some of you are judging someone on one side of the story.

 

is it a technical thread?? (read it again) should be moved to the 'dear deidre' section.

[Guest EVSS]

if hes your ex partner...i presume he was insured to drive it? because logically if hes the ex hes not on your policy. so claim on his insurance...... if hes not insured then thats a whole different can of worms.

[mumof4]

i like the line 'when i took ownership from him'. don't want to sound too harsh but some of you are judging someone on one side of the story.

 

is it a technical thread?? (read it again) should be moved to the 'dear deidre' section.

 

 

HMMM....true i am judging on one side of the story.....and yes this is in the wrong section and i shall move it to the appropiate one.

 

Galaxy Heather,

 

Can you please clarify how you took ownership from him???did he hjust hand you the car or are you on all the ownership documentation?

[broom broom]

I own the car my names on the V5 and insurance.... We bought the car when we were together 5 years ago and when i started to drive he handed it over cause he handn't driven it for a year cause he had a company vechile

 

Well anyway i got a wing for

[mumof4]

But is he on the insurance to drive it???Thats the crux i think.Is he insured to drive at all???and if he has a company car still..then i would claim on his insurance.

[broom broom]

yeah he's a named driver on the policy can i claim on his insurance he has with the company without it affecting my insurance?

[mumof4]

To be honest i dont know..you can ring up your insurance and find out...I am not to clear how it would work as he is a named driver .You can only ask your insurers,they will know better than i.But i think that you wont have a leg to stand on as he is a named driver.But i may be wrong.Ring your insurers and ask.

[Guest 3.5bullet]

yeah he's a named driver on the policy can i claim on his insurance he has with the company without it affecting my insurance?

 

probably not! why should his company pay for damage done to a privately owned vehicle while being used on non company business? if as you say he's a named driver on your policy he's covered by that and any claims will be sorted by that policy

[Guest neil_wiles]

Insurance policies are deemed to lapse if more than one policy covers the damage being claimed and the "first" party insurance precides over any associated policies.

 

EG he is insured on his own policy in your name and this will be deemed the policy that will override any other coverage.

 

Basically you will need claim on your own insurance I am affraid.